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Documents Required

For Employed Personnel

Physical IC *
Singpass & 2FA to log in to retrieve income proof.
Immediate 3 months Computerized payslip
Latest letter or bills sent to your residential address.

For Self Employed Personnel

Physical IC
Singpass & 2FA to log in to retrieve income proof.
Latest 3 months income statement (if applicable)
PDVL or Taxi License (if applicable)
Latest letter or bills sent to your residential address.

For Foreigners

Physical Work Permit
Immediate 3 months Computerized payslip
Latest letter or bills sent to your residential address
Latest Tenancy Agreement

Criteria & Amount

For Foreigners

If your annual income is less than $10,000, you are eligible for a credit of up to $500.
If your annual income is between $10,000 to $20,000, you are eligible for a credit of up to $3,000.
If your annual income is $20,000 or more, you’re eligible to credit up to 6 times of your monthly average income.

For Singaporeans

If your annual income is less than $20,000, you are eligible for a credit of up to $3,000.
If your annual income is at least $20,000, you are eligible to credit up to 6 times your monthly income.

The amount you are eligible for will be determined on both your assessed ability to repay and your annual income. Those who submit all the completed required documents will tend to have a higher approval rate.

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