We are a licensed and trusted moneylender in Singapore. Contact us now to help you with any amount of business loan you need to put your business back in shape.


Personal Loan

If you need cash for some certain emergency or maybe you need to offset an unexpected expense, then KAIIRON is here to help. Qualifying and getting a cash advance from us is easy and straightforward and takes only but a few minutes. KAIIRON is your easiest way of getting a personal loan without unnecessary credit checks. We understand the situation and we are here to help.

Personal loans, unlike other types of loan acquisitions is suitable for those individuals that need a little cash from time to time, probably before their next paycheck is due. It’s termed ‘personal’ because you’re just borrowing the cash for some personal purposes. The moneylender that offers someone a personal loan requires the person to offset the loan in monthly payments plus a little interest.

At KAIIRON, we provide you with a wide variety of personal loans without any form of collateral. Getting your cash advance with us is very easy and most times, you get to leave with your cash same day. You don’t have to worry about the banks anymore, as we are your trusted solutions to your personal loan problems.

What documents do I need to submit for a loan application?

If you are employed:
1. NRIC *
2. Singpass & 2FA *
3. 3 months oficial computerised payslip
If you are self-employed:
1. NRIC *
2. Singpass & 2FA *
If you are a Private Hirer / Taxi driver / Food Delivery Services:
1. NRIC *
2. 2. 3 months Income Statements or Taxi License
How much money can i borrow ?
For foreigners:
– If your annual income is less than $10,000, you are eligible for a loan of up to $500.
– If your annual income is between $10,000 to $20,000, you are eligible for a loan of up to
For Singaporeans:
– If your annual income is less than $20,000, you are eligible for a loan of up to $3,000.
– If your annual income is at least $20,000, you are eligible to loan up to 6 times your monthly
The amount you are eligible for will be determined on both your assessed ability to repay and
your annual income. ose who submit all the completed required documents will tend to have
a higher approval rate.

Are there additional fees ?
– A processing fee up to 10% is deducted upfront from each loan; you don’t have to pay
anything extra.
– A $60 late fee and 3.92% late interest per month will be incurred on overdue payments, so be
sure to make payment on time!
I have a bad debt history / outstanding unpaid loans, am I still eligible for a loan ?
– Even if you have outstanding loans or a bad credit history, you are still eligible for a loan as
long as you are timely with repayments.
– Our professional consultants will provide you with a structured loan plan tailored to your
financial capacity.
What is the repayments scheme ?
You can choose a repayment method that is the most suitable to your convenience:
– Weekly
– Bi-weekly
– Payday
– Monthly
What types of loan we offer ?

We have personal loans that cater to multiple needs. Examples include loans for studies,
renovations, travel/leisure, weddings, and medical purposes.

Can I apply for a loan if I do not own a house in Singapore ?

Yes you still can, as long as you can provide us with the latest proof of residence with your
name and address.

How do I know you’re a Licensed Moneylender in Singapore ?
Kaiiron Pte Ltd (UEN No. 201432237H ) is a company incorporated under the laws of
Singapore. Kaiiron Pte Ltd is a licensed money lender (License No: 58/2020) by the Ministry of
Law. You can verify this information at the Ministry of Law’s website.Many illegal money lenders have emerged in recent years.If you’re not sure if a lender is
legitimate, you can check on the Ministry of Law website. ( List Of Licensed Moneylenders In
Singapore )
What is the diference between a Bank, a Finance Company and a Licensed Moneylender ?
Banks and finance companies usually look for long term loans, resulting in long term
commitments and higher cost on loan interests.
We only request straightforward documents, and successful applicants can receive funds
within a business day. We also provide hassle-free and simple application processes and
lexible refinancing options
Do I have to commit to a loan ifI’m just making enquiries ?
ere is no commitment. Please feel free to contact us by online chat, call, email or whatsapp
WillI be reminded of my payments due date ?
Yes, our customers will receive this privilege with a kind reminder 2 days before your due date.
Please do keep a frequent self check on your payment due date too
Will I receive a receipt after I made my payment Will I receive a receipt after I made my payment ?
Yes, receipt will be sent to you no later than 7 days ater you make your payment
How do I check the outstanding balance of my loan ?
Your outstanding balance will be indicated in your payment receipt located right beside the
principal amount.
Can I make payment and reapply a new loan on the same day ?
No you can’t, you can reapply one day ater your account is closed.
Can I make an early settlement before the end of my contract? Are there any penalties for early repayment?
You may make repayment at any time you see fit. No additional fees will be incurred for
making payment prior to the end of the contract period

Find the best Loan Company Singapore for your next business deal

Visit Us

111 North Bridge Road, Peninsula Plaza #05-15 A, Singapore 179098

Call us

6262 1813
Email us


Mon to Fri – 10.30am to 7.30pm
11pm to 4pm
Closed on Sundays & Public Holidays


Kaiiron Pte Ltd
UEN 201432237H
Lic No. 58 / 2020

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